WhatSpend Pilot Program — Accepting limited users due to high demand! Text us now to secure your free spot before it fills up!WhatSpend Pilot Program — Accepting limited users due to high demand! Text us now to secure your free spot before it fills up!WhatSpend Pilot Program — Accepting limited users due to high demand! Text us now to secure your free spot before it fills up!WhatSpend Pilot Program — Accepting limited users due to high demand! Text us now to secure your free spot before it fills up!WhatSpend Pilot Program — Accepting limited users due to high demand! Text us now to secure your free spot before it fills up!WhatSpend Pilot Program — Accepting limited users due to high demand! Text us now to secure your free spot before it fills up!
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WhatSpend

WhatSpend Pricing — Free & Pro Expense Tracking Plans

Start free. Track consistently. Get rewarded. The more you track, the smarter your insights become.

Pilot Program
Free
$0limited time

Limited spots available in our pilot program. Get in now before they fill up.

  • Limited monthly expense tracking
  • AI-powered auto-categorization
  • Basic monthly summary
  • Natural language expense logging
  • Weekly summaries & insights
  • Advanced insights & trends
  • Month-over-month comparisons
  • Category budget tracking
Most Popular
Pro 1
$2.49/month

For consistent trackers who want deeper insights into their spending.

  • Extended monthly expense tracking
  • AI-powered auto-categorization
  • Weekly summaries & insights
  • Natural language expense logging
  • Streak rewards & bonus credits
  • Advanced insights & trends
  • Month-over-month comparisons
  • Category budget tracking
Coming Soon
Pro 2
TBD

Everything you need to master your finances and build lasting habits.

  • Unlimited expense tracking*
  • AI-powered auto-categorization
  • Weekly summaries & insights
  • Natural language expense logging
  • Streak rewards & bonus credits
  • Advanced insights & trend analysis
  • Month-over-month & week-over-week comparisons
  • Category budget trackingSoon

* Fair usage policy applies. Subject to reasonable limits.

A Personal Promise

I built WhatSpend because I needed it myself. I know how frustrating it is to hand over your financial data to a company that sells it to advertisers. That's not us. Your data stays with us, encrypted and private. No ads. No third-party sharing. Ever. I'd rather shut down than compromise your trust. The free tier is my way of saying — try it, see if it works for you. If it does, the Pro plans are there when you're ready. No pressure.

— Arun, Founder of WhatSpend

Earn Rewards for Tracking Expenses Daily

Building a habit is hard. We make it worth your while. Track consistently and unlock rewards along the way.

🔥
7-day streak
Unlock weekly spending digest
14-day streak
Earn bonus expense slots
🏆
30-day streak
Get advanced monthly insights free
💎
60-day streak
Exclusive spending trends & tips

Pro tip: Even 1 expense logged per day keeps your streak alive!

Compare Plans at a Glance

FeatureFreePro 1Pro 2
Expense trackingLimitedExtendedUnlimited*
AI categorization
Natural language input
Monthly summaryBasicDetailedAdvanced
Weekly summaries
Spending insights
Streak rewards
Trend analysis
Period comparisons
Budget trackingComing Soon

Start Building the Habit Today

The best time to start tracking was yesterday. The second best is now. Begin for free — upgrade when you're ready.

No credit card required. Upgrade or cancel anytime.

Questions? Terms · support@whatspend.com